Find Your Perfect American Airlines Credit Card
Compare features, benefits, and rewards to find the AAdvantage® card that best fits your travel needs and lifestyle.
Customize Your Card Search
American Airlines Credit Card Options
AAdvantage® Miles Calculator
Estimate how many miles you could earn in a year with each card based on your spending habits.
Card Comparison Chart
Compare key features across all American Airlines credit card options.
| Feature | Citi® / AAdvantage® Platinum Select® | AAdvantage® MileUp® | Citi® / AAdvantage® Executive | Citi® / AAdvantage Business™ |
|---|---|---|---|---|
| Annual Fee | $0 intro for first year, then $99 | $0 | $595 | $0 intro for first year, then $99 |
| Welcome Bonus | 75,000 miles after $3,500 in 4 months | 15,000 miles after $500 in 3 months | 70,000 miles after $7,000 in 3 months | 65,000 miles after $4,000 in 4 months |
| AA Purchases | 2X miles | 2X miles | 4X miles | 2X miles |
| Restaurants | 2X miles | 1X miles | 1X miles | 1X miles |
| Gas Stations | 2X miles | 1X miles | 1X miles | 2X miles |
| Groceries | 1X miles | 2X miles | 1X miles | 1X miles |
| Free Checked Bag | Yes (up to 4 companions) | No | Yes (up to 8 companions) | Yes (up to 4 companions) |
| Priority Boarding | Yes | No | Yes | Yes |
| Admirals Club® Access | No | No | Yes | No |
| Foreign Transaction Fees | None | 3% | None | None |
| Companion Certificate | No | No | No | Yes (after $30K spend) |
Frequently Asked Questions
How do I choose the best American Airlines credit card?
When choosing an American Airlines credit card, consider the following factors:
- How often you fly with American Airlines
- Your typical spending patterns
- Whether you value premium travel benefits like lounge access
- If you're willing to pay an annual fee for enhanced benefits
- If you're a business owner or need a personal card
Our comparison tool above can help you filter and find the card that best matches your needs.
What are AAdvantage® miles worth?
The value of AAdvantage® miles can vary depending on how you redeem them, but they're generally valued at approximately 1.2 to 1.8 cents per mile. You'll typically get the best value when redeeming for premium cabin international flights or domestic flights during peak travel times.
The actual value depends on the specific flight, date, and availability. Using miles for upgrades or partner airline bookings can sometimes provide even higher value per mile.
Do American Airlines credit cards have foreign transaction fees?
Most premium American Airlines credit cards don't charge foreign transaction fees, making them suitable for international travel. Specifically:
- Citi® / AAdvantage® Platinum Select® World Elite Mastercard® - No foreign transaction fees
- Citi® / AAdvantage® Executive World Elite Mastercard® - No foreign transaction fees
- Citi® / AAdvantage Business™ World Elite Mastercard® - No foreign transaction fees
- American Airlines AAdvantage® MileUp® Mastercard® - 3% foreign transaction fee
If you travel internationally frequently, choosing a card without foreign transaction fees is recommended.
How soon will I receive my bonus miles after meeting the spending requirement?
According to the terms and conditions, American Airlines AAdvantage® bonus miles typically appear in your AAdvantage® account 8-10 weeks after you have met the purchase requirements.
Remember that purchases must post to your account during the promotional period, and some merchants may delay posting charges until items ship or services are provided.
What are Loyalty Points and how do they differ from AAdvantage® miles?
Loyalty Points and AAdvantage® miles serve different purposes in the American Airlines program:
AAdvantage® miles are the currency you can redeem for flights, upgrades, and other travel rewards.
Loyalty Points count toward your AAdvantage® elite status qualification. You earn 1 Loyalty Point for every eligible AAdvantage® base mile earned on purchases with American Airlines credit cards. Bonus miles don't count as Loyalty Points.
Elite status levels require specific numbers of Loyalty Points earned within a qualification period.